A Reader Asks: How Do We Prove We Have Insurance?


By: Michelle Andrews

A Reader Asks: How Do We Prove We Have Insurance?

Q. How will we prove to the government that we have health insurance?

A. Until the income tax forms for next year are available, exactly what people will be required to report is unclear. However, it’s likely that “people will be asked for information about coverage and attest to it in the same way they do other information on their [tax] returns,” says Judith Solomon, vice president for health policy at the Center on Budget and Policy Priorities.
The health law requires employers and insurers to report information to the IRS about the coverage they provide, and also provide it to individuals. Originally slated to begin in 2014, the reporting requirement was delayed until 2015. 

Whether the government will eventually crosscheck the information it receives from employers and insurers against individuals’ self-reported coverage claims is unknown, say experts.
But even if that doesn’t happen, “you sign your return under penalty of perjury,” says Solomon. “You always can be audited and required to show proof” of coverage. “That’s the main thing.” 
Please send comments or ideas for future topics for the Insuring Your Health column to questions@kaiserhealthnews.org.
We want to hear from you: Contact Kaiser Health News




Diabetes Health Medical Disclaimer
The information on this site is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. All content, including text, graphics, images, and information, contained on or available through this website is for general information purposes only. Opinions expressed here are the opinions of writers, contributors, and commentators, and are not necessarily those of Diabetes Health. Never disregard professional medical advice or delay seeking medical treatment because of something you have read on or accessed through this website.